Women and The Art of Saving

Starting early in life to develop the habit of saving can have tremendous benefits for a financially secure future. This is especially true for women, who may face additional challenges related to pay gaps and other financial inequalities. Shreya Singh, an MSc Finance and Economics student at Warwick Business School in England, explores the importance of money management, the benefits of saving, and the best ways to invest.

For Shreya, money represents the value of time and is a strong motivator. Used correctly, it can be a source of security, stability, and freedom. Her monthly budget includes expenses for travel, groceries, and other daily essentials. While investing in food and travel brings her immense joy, she believes in prioritizing savings over consumption.

When it comes to investing, Shreya believes in diversifying her funds to reduce risk. She prefers intra-day trading and long-term investments like PPF. As a finance and economics student, she has learned about consumer behavior and the factors that can impact economic decisions. She enjoys following influencers and experts on social media to stay informed on the latest financial market updates.

Shreya also seeks advice from her father on long-term investment planning. As a woman, she understands the importance of being financially independent and shaping her learning potential. When looking for a job, she considers the suitability of the role in terms of her interest, job location, and benefits offered by the company.

Staff Reporter